Author Archives: Winter

BAD NEWS SELLS

“As the reporting agencies determined the news angle that would be used to spin the United States Postal Service 2012, first quarter financial report, editorial boards and pundits determined the message they wanted to convey.  With few exceptions they decided … Continue reading

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Repair Your Credit

If you have bad credit files life can be difficult as you may well know. You can’t spend money you don’t have and you end up paying higher interest rates on any necessary items. Bad credit has made it difficult … Continue reading

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A Beaten Generation

If you are under 35, you are part of a “beaten generation.”   The economy and financial crisis has made it virtually impossible for you to earn a decent living and you face an even tougher road going forward.   There are … Continue reading

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A Working Vacation

Want to take a vacation but can’t afford one?  Go as a volunteer, immerse yourself in a different culture and have fun while doing it.   Beside the fun, you will be doing someone a good deed.  It will also give … Continue reading

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Protecting Online Passwords

Strong passwords will do you no good if you reveal them to others. Today there is “phishing” emails or fake websites that have been very persuasive in getting a huge number of individuals to give up their personal information. Don’t … Continue reading

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E-Commerce

Competition is stiff, you know this if you own a business and sell products or services.  There is always someone one step ahead of you, but today the internet is changing all of that and it is here to stay.  … Continue reading

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Reverse Mortgage

Are you eligible for a Reverse Mortgage?  If so what are the repercussions, cost and benefits? You are being told that if you are at least 62 years old and own your home you probably are eligible for a reverse … Continue reading

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Economic Crisis

Governments and others worldwide are working tirelessly to contain the current financial crisis or at least stop the bleeding despite the pessimism, gloom and doom. Yet it’s virtually impossible to have a positive conversation about finances while the world faces … Continue reading

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Money For a Rainy Day

The experts all agree that we should have at least six months of cash reserves just in case we lose our job. However, it won’t hurt to be even more cautious and have up to a year of reserves, just … Continue reading

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The Importance of Financing

There are many people seeking loans from banks for both short and long term financing. They may include individuals, corporations, governments, publicly traded joint-stock companies or other private institutions. At times, the loan may be for consumer goods such as … Continue reading

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